Afterfirst Partners listing terms

1. Who these terms are for

These terms apply to direct funders, ISOs and brokers (“you”) that list a company in the Afterfirst Partners directory run by Afterfirst MCA LLC (“Afterfirst”, “we”). Afterfirst MCA LLC is a broker, not a funder, and does not make credit decisions. By creating a partner account or paying for a plan you agree to these terms and the site terms.

2. What you are buying

• A listing fee pays for directory placement: your profile page, your place in the directory, and on Featured and Premier, Sponsored spots as described on the plans page. When a deal funds, the funder also pays Afterfirst a commission under the funder agreement.
• We don’t guarantee views, clicks, files, offers or funded deals. Your dashboard shows the real numbers we count.
• Featured, Founding Partner and Premier include the deal room as a bonus: file summaries that match your buy box, when the business agrees to share. We don’t promise any number of files. Basic shows a monthly count of matching files only.
• Sponsored spots: each state and industry page has two. Premier takes the top spot, and no more than 2 Premier partners are accepted per state. The other spot rotates daily among eligible Featured and Founding partners. Directory order within each plan also rotates daily.

3. Plans and billing

• Basic: $249 a month; Featured: $599 a month; Premier: $1,299 a month. Prices are in US dollars, plus any sales tax we are required to collect.
• Plans are month to month and renew automatically each month on the date you started, until you cancel. We bill through Stripe; Afterfirst never sees your full card or bank details.
• Cancel anytime in your dashboard or in Manage billing. Cancellation stops the next renewal, and your listing stays up through the end of the month you paid for.
• Switching plans: an upgrade is charged right away for the rest of the month (prorated); a downgrade takes effect at your next renewal.
• Founding Partner (by invitation): $299 a month, price locked for 12 months while you stay subscribed. Like every plan it is month to month: cancel anytime, and your listing stays up through the paid month. After 12 months your price moves to the Featured price, $599 a month today.
• If we change a plan’s price, we tell you by email at least 30 days before it applies to you. A Founding Partner price lock is honored for its full 12 months while you stay subscribed.
• If a renewal payment fails, Stripe retries it. Your listing stays up for 7 days after the first failure, then it is hidden until the payment goes through.

4. Refunds

Listing fees are non-refundable, and we don’t refund partial months. When you cancel, you keep your listing through the end of the paid month and you aren’t charged again.

5. Approval and verification

• Your listing goes live as soon as your payment clears. We may review any profile at any time, and may edit, suspend or remove it under Section 9.
• You must give accurate information about your company, what you fund, and the registrations you hold, and keep it current.
• A “registration verified by Afterfirst” badge appears only after our team checks the number with the state, and shows the date we checked. It is not an endorsement. You decide, with your own counsel, which licenses or registrations you need.
• No “best”, “cheapest”, guarantee or misleading claims on your profile. We may edit or remove content that breaks these terms.

6. Sponsored labeling

Every listing and Sponsored spot is labeled as paid (“Sponsored”), and links to your website are marked rel="sponsored". We never call a listed company the best or the cheapest. Your listing fee never affects how merchant offers are ranked or shown: merchants sort offers themselves, for example by lowest total cost. Linking back to Afterfirst is optional and never affects your listing.

7. Merchant files and data use

• We share a merchant’s file only after the merchant agrees in writing in their Afterfirst dashboard, only when it matches your buy box, and only with partners on a plan that includes the deal room. The merchant can stop sharing at any time, which ends your access to files you haven’t answered.
• You may use a shared file only to review that funding request and make an offer through Afterfirst. Keep it confidential and secure.
• Don’t contact a merchant outside the files we share with you, and don’t contact a shared merchant except through Afterfirst unless the merchant chooses your offer.
• ISOs and brokers may place a shared file only with funders they work with, only for that request, and must hold those funders to the same rules.
• No resale. Don’t sell, rent, publish or re-share a file, its data, or merchant contact details, and don’t use them to build lists or market to the merchant later.

8. State holds

Until Afterfirst’s own registration is effective in Virginia, Connecticut and Missouri, we don’t place merchants from those states: no Sponsored spots for those states and no file sharing for businesses there. We may add or remove states as the law requires.

9. Suspension and removal

• We may decline a profile, or suspend or remove a listing, if information is inaccurate, a registration can’t be verified when the law requires one, merchants complain about conduct, you break these terms, or the law requires it.
• A suspended listing is hidden from the directory and Sponsored spots, and files waiting for your answer are withdrawn. Suspension doesn’t cancel your plan by itself; you can cancel in Manage billing. If we remove a listing for good, we cancel the plan so it doesn’t renew.

10. No warranties and limits on liability

• The directory, Sponsored spots, deal room and partner dashboard are provided as is and as available, without warranties of any kind, including merchantability, fitness for a purpose, results or uninterrupted service. We don’t guarantee that pages will always be available or where they appear in search results.
• To the fullest extent the law allows, Afterfirst is not liable for lost profits, lost deals, lost data, or indirect, incidental, special, consequential or punitive damages, even if told they were possible.
• Our total liability for all claims of any kind is limited to the listing fees you actually paid in the 3 months before the event that caused the claim.
• You are responsible for your own offers, contracts, disclosures, licensing and compliance with the laws that apply to you.

11. Your responsibility to us (indemnity)

You will defend, indemnify and hold harmless Afterfirst MCA LLC and its members, managers, employees and contractors from any claims, losses, fines, damages and costs, including reasonable attorneys’ fees, that come from your listing content, your offers or contracts, your contact with any merchant, your use of shared files, your breach of these terms, or your violation of any law or third-party right.

12. Chargebacks and unpaid fees

• If you dispute a charge with your bank or card issuer instead of contacting us first, we may suspend or remove your listing right away while the dispute is open.
• Fees for months already started stay owed. If a chargeback is decided against us for fees that were properly charged, you still owe those fees, plus reasonable collection costs and attorneys’ fees to the extent the law allows.
• We may share dispute evidence, such as your acceptance of these terms, your listing history and dashboard records, with Stripe and the card networks.

13. Our relationship and your content

• You and Afterfirst are independent businesses. Nothing in these terms creates a partnership, joint venture, agency, employment or ISO relationship. Any ISO or broker agreement is a separate written contract.
• You give Afterfirst a non-exclusive, royalty-free license to display, format and promote your company name, logo and profile content on our site and in our marketing while you are listed. You confirm you have the right to grant it.
• The Afterfirst name, site, directory, data, design and content belong to Afterfirst. Don’t copy, scrape or reuse them, and don’t use our name to suggest an endorsement.

14. Disputes, governing law and arbitration

• These terms are governed by the laws of the State of California, without regard to conflict-of-law rules.
• Before filing any claim, you agree to email info@afterfirstmca.com and try in good faith to resolve it for 30 days.
• Any dispute that isn’t resolved will be decided by binding individual arbitration in Los Angeles County, California, under the commercial rules of the American Arbitration Association, and not in court. Either side may bring an individual claim in small-claims court or seek a court order to stop misuse of data or intellectual property.
• Class action waiver: claims may be brought only individually, not as a plaintiff or class member in any class, collective or representative action.
• Any claim must be brought within one year after it arises, or it is permanently barred, to the extent the law allows.

15. General terms

• These terms, the site terms and your plan make up the whole agreement for your listing and replace any earlier discussions about it.
• If any part is found unenforceable, that part is limited to the minimum needed and the rest stays in effect. Our not enforcing a term is not a waiver.
• You may not transfer your account or these terms without our written consent. We may transfer them in connection with a merger, sale or reorganization.
• We aren’t responsible for delays or failures caused by events outside our reasonable control.
• Sections on fees owed, data use, no resale, liability, indemnity, chargebacks, your content license and disputes survive cancellation or removal.

16. Changes to these terms

We may update these terms. We will post the new version here with a new version number and tell active partners by email at least 30 days before a material change applies.

17. Contact

Afterfirst MCA LLC, 10850 Wilshire Blvd, Suite 1010, Los Angeles, CA 90024. Email info@afterfirstmca.com or call 877-FUND-654, Monday to Friday, 5 AM to 7 PM Pacific. Already a partner? Manage billing.