About Afterfirst MCA
Afterfirst MCA is a merchant cash advance broker based in Los Angeles. You send us one application, we take it to the funders whose programs fit, and you choose from the offers that come back. We don't fund deals ourselves, so we have no reason to push you toward any one funder.
What we do
You tell us about your business once. A real person reads your application, checks which funders fit your industry and deal size, and brings back the offers available to you. You choose one or decline them all.
Why owners use us
- One application reaches every funder whose programs fit, instead of one application per funder.
- A person reads your file and calls you before any funder sees it.
- Every offer comes back on the same lines: the cash you receive, the total payback, the payment and the term. Our free calculators turn any offer into an estimated APR.
- We tell you plainly when an offer costs too much to take, and we pass on a file when another advance would leave the account worse off.
What we don't do
- We don't charge you a fee to apply, to compare offers or to fund.
- We don't take bank statements by email. They go through the encrypted upload, as Security explains.
- We don't promise approval, a price or a funding time. Funders make every decision and set their own terms.
- We don't rank funders, and no funder pays to be shown to you first.
- We don't give legal or tax advice. When a question turns on the law or your books, we'll tell you to ask an attorney or a CPA.
How we check our pages
Our guides, calculators and main pages are reviewed by the Afterfirst file team, the people who read merchant files and shop them with funders. Every figure is sourced or computed on the page, each page shows the date of its last update, and corrections go to info@afterfirstmca.com. The full rules are in our Content standards, and our City employer data report shows the Census numbers behind our local market figures.
State rules
A few states, including California, Texas, Virginia, Missouri and Connecticut, have their own rules for commercial financing offers or for brokers. State availability explains how we handle each one, and we tell you where things stand for your state on the first call.
How we're paid
Applying costs you nothing, and Afterfirst MCA charges you no fee. Funding companies pay us a monthly membership and a commission when a deal funds. The details are on How we're paid.
Where we're based
10850 Wilshire Blvd, Suite 1010, Los Angeles, CA 90024. Hours are Monday to Friday, 5 AM to 7 PM Pacific. Call 877-FUND-654 · (877) 386-3654 or email info@afterfirstmca.com.
How to reach us
Call during business hours and you'll talk with our team. Email us and we'll get back to you. Please don't email bank statements or account numbers. Statements go through the secure upload right after you apply.