Revenue-Based Financing in Tigard, OR
If a Tigard business has busy and lean months, revenue-based financing keeps payments in step with sales. We shop one application to funding partners that offer it.
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What is revenue-based financing, and how is it repaid?
When revenue drops, the payment drops with it; when revenue rises, the balance clears faster. The total cost stays the same either way.
What does the review cover?
How revenue moves with weather, holidays and the local events calendar, and whether an average month can carry the share.
Can payments ever rise?
Yes, in strong months, because the share stays at 7%. That ends the funding sooner, and the total never goes past the cap.
Which trades in Tigard benefit most?
Here is how the trades on this page are represented among Tigard's 2,173 employers. Most of the city's employers are small: 1,090 have under five employees, while 315 have between 10 and 19.
| Trade | Businesses in Tigard | Per 10,000 residents | U.S. per 10,000 |
|---|---|---|---|
| Restaurants | 108 | 18.6 | 15.4 |
| Clothing and accessories stores | 61 | 10.5 | 3.5 |
| Beauty and nail salons | 35 | 6.0 | 3.4 |
What does revenue-based financing solve for restaurants?
Lean months from slow weeknights and busy weekend rushes cost a restaurant less under a revenue share. The city counts 108, at 1.2x the U.S. density.
When do clothing and accessories stores reach for revenue-based financing?
Back-to-school, holiday and clearance cycles make a clothing store's months uneven; the payment follows revenue down and up. Locally, 61 operate, 3.0 times the U.S. rate.
How do beauty and nail salons in Tigard use it?
Ask a salon about holidays, wedding season and back-to-school weeks and you hear why a percentage beats a fixed bill. Local count: 35, 1.8 times the national rate per resident.
How would the numbers look for a restaurant?
Sized for a restaurant: revenue $105,000 a month, funding $47,000, cap 1.30, share 7%. Average payment $7,350; weak-month payment $5,145.
| Worked example | Value |
|---|---|
| Average monthly revenue (example) | $105,000 |
| Amount funded | $47,000 |
| Cap | 1.30 |
| Total repaid | $61,100 |
| Revenue share | 7% |
| Payment in an average month | $7,350 |
| Payment 30% below average | $5,145 |
| Payment 30% above average | $9,555 |
| Months to repay at average | 8.3 |
What sets the cost?
A 7% share pays the cap off faster than a smaller one; the cap itself sets the cost. The factor rate calculator lets you test other amounts.
Free to apply. You never pay us a fee. We call back, usually the same business day.
What does the Washington County business base look like?
Tigard holds 2,173 of the 16,355 employer companies in Washington County, 13% of the county total. The county has 26.7 employers per 1,000 residents; the city has 37.5.
| Employees | Tigard | Washington County |
|---|---|---|
| Under 5 | 1,090 | 8,598 |
| 5 to 9 | 423 | 3,058 |
| 10 to 19 | 315 | 2,180 |
| 20 to 49 | 227 | 1,576 |
How do I get revenue-based funding in Tigard?
- Fill out the short application with your recent monthly revenue.
- We talk through the share, such as 7% in the example, and how it lands in your slowest month.
- Offers come back with the cap and the share side by side.
When should you choose something else?
For one urgent cost, a same-day advance is faster. Revenue-based financing pays off when months are uneven. If you already carry several advances, consolidation comes first.
Which nearby cities are covered?
Tualatin sits 3 miles from Tigard. Beaverton counts 3,006 employer businesses, the most within 50 miles.
| City | Distance | Employers |
|---|---|---|
| Tualatin, OR | 3 miles | 746 |
| Beaverton, OR | 4 miles | 3,006 |
| Lake Oswego, OR | 4 miles | 1,769 |
| Wilsonville, OR | 8 miles | 406 |
What should I ask before signing an RBF offer?
What happens to RBF payments in a slow month?
In the example, a month 30% below average pays $5,145 instead of $7,350.
Does revenue-based funding work for a seasonal business?
Yes; seasonal revenue is what the structure is built for. Funders look at the full year, not just the busy months.
What does a restaurant need to get revenue-based financing?
Recent bank statements and a few minutes for the application. Tigard's 108 restaurants apply the same way as any other business.
Shall we shop a revenue-based advance for your Tigard business?
Applying is free, and you never pay us a fee. Call 877-FUND-654 with any question. We call back, usually the same business day, and we talk with you before your file goes to any funder.