Merchant Cash Advance Blog
The Afterfirst MCA blog.
These posts answer the questions owners ask us when an advance gets hard: what a default really means, whether paying early saves anything, and what changes when a broker is involved. Each one shows the math and links the law it relies on.
Latest posts
What happens if you default on a merchant cash advance
What counts as an MCA default, what a funder can do next, the math on a real balance, and what to do before you miss a payment.
Paying off a merchant cash advance early: when it saves money and when it doesn't
Paying off a merchant cash advance early only saves money if there's a discount. The math, where the terms hide, and what to ask for in writing.
Merchant cash advance broker vs direct funder: what changes for you
A direct funder offers only its own terms; a broker shops your file with several. Who pays the broker, what it costs you, and what to ask either one.
More ways to find an answer
Shorter answers are in the MCA FAQ, one-question answers are in MCA questions, and longer walk-throughs are in the guides.
Have a question we haven't covered?
Call 877-FUND-654 with any question. We call you back, usually the same business day, and we always talk with you before we shop your file.