Merchant Cash Advance in Florida
A Florida business with steady bank deposits can apply for a merchant cash advance from Pompano Beach, Juno Beach, Miami Shores or Key West through one application. You get a lump sum now and repay it from a share of future sales. Every offer shows the dollars you receive and the dollars you repay, so you can compare before you sign.
Florida owners compare offers for merchant cash advance in Pompano Beach, Palm Beach Gardens business funding and revenue-based financing in Tampa, all from one application. Before you sign, compare multiple MCA offers side by side. Owners in nearby cities can start with MCA in North Miami Beach or MCA in Coral Springs.
Do you work with businesses in Juno Beach, Palm Beach Shores and Key Colony Beach?
We work with business owners in Juno Beach, Palm Beach Shores and Key Colony Beach the way we do in larger Florida cities. One free application reaches several funders, you compare the offers, and owners never pay us. Call 877-FUND-654 or apply now.
Which of Florida's cities have the most employers?
Per 1,000 residents these cities have 32.4 employers (27.5 statewide). Jacksonville counts 26,251; Miami, 20,377.
| City | Residents | Employers | Per 1,000 | County | Top trade |
|---|---|---|---|---|---|
| Jacksonville | 1,017,689 | 26,251 | 25.8 | Duval County | Restaurants 1,512 |
| Miami | 489,812 | 20,377 | 41.6 | Miami-Dade County | Restaurants 1,017 |
| Tampa | 413,554 | 16,962 | 41.0 | Hillsborough County | Restaurants 861 |
| Orlando | 333,888 | 12,631 | 37.8 | Orange County | Restaurants 667 |
| Fort Lauderdale | 188,677 | 11,127 | 59.0 | Broward County | Restaurants 520 |
| St. Petersburg | 264,033 | 9,070 | 34.4 | Pinellas County | Restaurants 452 |
| Boca Raton | 101,582 | 8,701 | 85.7 | Palm Beach County | Restaurants 309 |
| Hollywood | 157,019 | 6,091 | 38.8 | Broward County | Restaurants 313 |
| West Palm Beach | 127,189 | 5,901 | 46.4 | Palm Beach County | Restaurants 302 |
| Hialeah | 230,968 | 5,459 | 23.6 | Miami-Dade County | Restaurants 228 |
| Coral Gables | 49,578 | 5,130 | 103.5 | Miami-Dade County | Physicians' offices 217 |
| Miami Beach | 81,594 | 4,771 | 58.5 | Miami-Dade County | Restaurants 399 |
| Cape Coral | 236,264 | 4,582 | 19.4 | Lee County | Restaurants 220 |
| Pompano Beach | 117,211 | 4,495 | 38.3 | Broward County | Restaurants 198 |
| Davie | 110,851 | 4,484 | 40.5 | Broward County | Restaurants 192 |
| Clearwater | 114,364 | 4,165 | 36.4 | Pinellas County | Restaurants 243 |
| Tallahassee | 204,902 | 4,005 | 19.5 | Leon County | Restaurants 272 |
| Coral Springs | 138,783 | 3,938 | 28.4 | Broward County | Restaurants 210 |
| Boynton Beach | 82,396 | 3,813 | 46.3 | Palm Beach County | Restaurants 193 |
| Pembroke Pines | 176,714 | 3,808 | 21.5 | Broward County | Restaurants 183 |
| Delray Beach | 69,809 | 3,784 | 54.2 | Palm Beach County | Restaurants 193 |
| Port St. Lucie | 268,062 | 3,773 | 14.1 | St. Lucie County | Restaurants 194 |
| Plantation | 99,183 | 3,757 | 37.9 | Broward County | Restaurants 182 |
| Sarasota | 58,458 | 3,472 | 59.4 | Sarasota County | Restaurants 185 |
| Doral | 81,634 | 3,201 | 39.2 | Miami-Dade County | Restaurants 98 |
| Miramar | 142,570 | 3,161 | 22.2 | Broward County | Restaurants 156 |
| Fort Myers | 101,581 | 3,093 | 30.4 | Lee County | Restaurants 150 |
| Deerfield Beach | 89,339 | 3,089 | 34.6 | Broward County | Restaurants 147 |
| Naples | 20,114 | 3,050 | 151.6 | Collier County | Restaurants 151 |
| Sunrise | 98,846 | 3,014 | 30.5 | Broward County | Restaurants 172 |
| Daytona Beach | 88,471 | 2,904 | 32.8 | Volusia County | Restaurants 221 |
| Melbourne | 87,097 | 2,847 | 32.7 | Brevard County | Restaurants 151 |
| Palm Beach Gardens | 63,883 | 2,774 | 43.4 | Palm Beach County | Physicians' offices 136 |
| Pensacola | 53,817 | 2,680 | 49.8 | Escambia County | Restaurants 155 |
| Wellington | 62,662 | 2,511 | 40.1 | Palm Beach County | Physicians' offices 114 |
| Jupiter | 62,350 | 2,510 | 40.3 | Palm Beach County | Physicians' offices 116 |
| Largo | 80,690 | 2,400 | 29.7 | Pinellas County | Restaurants 131 |
| Ocala | 71,753 | 2,326 | 32.4 | Marion County | Restaurants 131 |
| Winter Park | 30,444 | 2,318 | 76.1 | Orange County | Restaurants 134 |
| Gainesville | 148,671 | 2,260 | 15.2 | Alachua County | Restaurants 176 |
| Lakeland | 125,520 | 2,169 | 17.3 | Polk County | Restaurants 105 |
| Oakland Park | 45,332 | 2,125 | 46.9 | Broward County | Restaurants 79 |
| Aventura | 39,880 | 2,084 | 52.3 | Miami-Dade County | Clothing stores 140 |
| North Miami | 60,884 | 2,051 | 33.7 | Miami-Dade County | Restaurants 112 |
| Miami Gardens | 113,579 | 1,957 | 17.2 | Miami-Dade County | Restaurants 100 |
| Pinellas Park | 52,295 | 1,951 | 37.3 | Pinellas County | Restaurants 103 |
| Kissimmee | 85,591 | 1,872 | 21.9 | Osceola County | Restaurants 121 |
| Miami Lakes | 33,067 | 1,703 | 51.5 | Miami-Dade County | Physicians' offices 66 |
| Palm Bay | 148,092 | 1,634 | 11.0 | Brevard County | Restaurants 88 |
| Weston | 69,588 | 1,622 | 23.3 | Broward County | Restaurants 71 |
| North Port | 96,551 | 1,595 | 16.5 | Sarasota County | Restaurants 79 |
| Parkland | 39,186 | 1,568 | 40.0 | Broward County | Restaurants 71 |
| Hallandale Beach | 42,698 | 1,560 | 36.5 | Broward County | Restaurants 74 |
| Coconut Creek | 58,626 | 1,551 | 26.5 | Broward County | Restaurants 80 |
| Palm Coast | 109,886 | 1,524 | 13.9 | Flagler County | Restaurants 82 |
| Tamarac | 74,134 | 1,482 | 20.0 | Broward County | Physicians' offices 78 |
| Altamonte Springs | 48,000 | 1,469 | 30.6 | Seminole County | Restaurants 82 |
| Bradenton | 58,014 | 1,466 | 25.3 | Manatee County | Restaurants 88 |
| Jacksonville Beach | 23,615 | 1,406 | 59.5 | Duval County | Restaurants 96 |
| Bonita Springs | 57,634 | 1,384 | 24.0 | Lee County | Restaurants 79 |
| Margate | 60,070 | 1,335 | 22.2 | Broward County | Restaurants 70 |
| North Miami Beach | 46,236 | 1,221 | 26.4 | Miami-Dade County | Restaurants 65 |
| Panama City | 37,806 | 1,210 | 32.0 | Bay County | Physicians' offices 79 |
| Lauderhill | 75,668 | 1,209 | 16.0 | Broward County | Restaurants 69 |
| Cooper City | 35,030 | 1,155 | 33.0 | Broward County | Restaurants 68 |
| Ocoee | 51,932 | 1,081 | 20.8 | Orange County | Restaurants 77 |
| Dunedin | 35,227 | 1,072 | 30.4 | Pinellas County | Restaurants 90 |
| Fort Pierce | 51,737 | 1,017 | 19.7 | St. Lucie County | Restaurants 58 |
| Palmetto Bay | 24,886 | 879 | 35.3 | Miami-Dade County | Restaurants 35 |
| Royal Palm Beach | 42,477 | 773 | 18.2 | Palm Beach County | Restaurants 40 |
| Deltona | 100,267 | 769 | 7.7 | Volusia County | Landscaping services 39 |
| Miami Shores | 11,669 | 647 | 55.4 | Miami-Dade County | Restaurants 38 |
| Sunny Isles Beach | 22,395 | 433 | 19.3 | Miami-Dade County | Restaurants 27 |
Which 20 trades top Florida?
Most numerous: restaurants (13,933), physicians' offices (8,856), clothing stores (4,634). Pest control services reach 2.0 times the national density.
| Trade | Locations | Per 10,000 here | Florida per 10,000 | U.S. per 10,000 |
|---|---|---|---|---|
| Restaurants | 13,933 | 16.7 | 14.6 | 15.4 |
| Physicians' offices | 8,856 | 10.6 | 8.5 | 6.0 |
| Clothing stores | 4,634 | 5.5 | 4.4 | 3.5 |
| Beauty and nail salons | 3,929 | 4.7 | 3.9 | 3.4 |
| Dentists' offices | 3,836 | 4.6 | 3.8 | 3.9 |
| Residential remodelers | 3,595 | 4.3 | 4.4 | 3.9 |
| HVAC and plumbing contractors | 3,063 | 3.7 | 4.0 | 3.2 |
| Landscaping services | 2,900 | 3.5 | 4.5 | 3.4 |
| Online retailers | 2,475 | 3.0 | 2.5 | 1.6 |
| Janitorial services | 2,406 | 2.9 | 2.8 | 2.0 |
| General freight trucking | 2,338 | 2.8 | 3.2 | 3.3 |
| Electrical contractors | 2,197 | 2.6 | 2.8 | 2.4 |
| General automotive repair | 1,853 | 2.2 | 2.2 | 2.5 |
| Child day care | 1,737 | 2.1 | 2.0 | 2.4 |
| Therapy practices | 1,654 | 2.0 | 1.9 | 1.5 |
| Home health care | 1,462 | 1.7 | 1.5 | 1.2 |
| Convenience stores | 1,282 | 1.5 | 1.4 | 1.0 |
| Chiropractors' offices | 1,155 | 1.4 | 1.2 | 1.1 |
| Gyms and fitness centers | 1,129 | 1.4 | 1.2 | 1.2 |
| Tax preparation services | 983 | 1.2 | 1.1 | 0.8 |
How common are restaurants, at 13,933?
Jacksonville has 1,512 of 13,933; density 16.7 per 10,000 people versus 14.6 statewide.
What density do 8,856 Florida physicians' offices reach?
Density 10.6 per 10,000 people, from 8,856 locations; Florida 8.5, nation 6.0.
Where do 4,634 clothing stores sit in Florida?
4,634 locations, 5.5 per 10,000 people. Statewide: 4.4. U.S.: 3.5. Miami: 426.
How many of Florida's 270,579 employers are small?
64% have under five people: 173,038 firms. 65,068 have 5 to 19; 12,766 have 50 or more.
| Employees | Employers | Share |
|---|---|---|
| Under 5 | 173,038 | 64% |
| 5 to 9 | 37,980 | 14% |
| 10 to 19 | 27,088 | 10% |
| 20 to 49 | 19,707 | 7% |
| 50 plus | 12,766 | 5% |
Which ZIP codes stand out in Florida?
4,180 employers make 33131 the busiest; 117 are restaurants.
| ZIP | City | Employers | Top trade |
|---|---|---|---|
| 33131 | Miami | 4,180 | Restaurants 117 |
| 33134 | Coral Gables | 4,020 | Restaurants 144 |
| 33431 | Boca Raton | 3,031 | Restaurants 117 |
| 33139 | Miami Beach | 3,016 | Restaurants 316 |
| 32256 | Jacksonville | 2,972 | Restaurants 148 |
| 33180 | Aventura | 2,802 | Clothing stores 203 |
| 33458 | Jupiter | 2,638 | Physicians' offices 153 |
| 33401 | West Palm Beach | 2,467 | Restaurants 118 |
| 33607 | Tampa | 2,435 | Restaurants 128 |
| 33414 | Wellington | 2,416 | Restaurants 106 |
What must a Florida funder show you before you sign?
For commercial funding of $500,000 or less, merchant cash advances included, Florida requires a written cost summary at or before signing. It lists the funds provided, the amount actually deposited once any fee or old balance comes out, the total you repay, the dollar cost, how payments are taken and on what schedule, and whether paying early costs more or earns a discount.
Brokers in Florida can’t charge you an upfront fee. Read each line against your own bank statements before you sign.
How would that summary read for a Pompano Beach restaurant?
Picture one taking in $85,000 a month in deposits and accepting $40,000. Its summary reads like the table, and the dollar cost is the line to compare across offers.
| Line | Amount |
|---|---|
| Funds provided | $40,000 |
| Fee taken out at funding | $800 |
| Amount deposited | $39,200 |
| Total repaid | $53,900 |
| Dollar cost | $13,900 |
| Payments | $350 each business day, 154 payments |
| Paying early | Cost or discount named in the contract |
Add the fee to the dollar cost and the full price of that advance comes to $14,700.
Which Florida cities do we serve?
Owners anywhere in Florida can apply with the same short form. These South Florida and Gulf Coast pages carry local trade counts and nearby towns:
Which funding options reach Florida?
Jacksonville, with 26,251 employers, leads Florida. Rules vary by state; check with counsel.
What do 270,579 employers tell us about Florida?
How many employers does each 1,000 Florida residents support?
32.4, from 270,579 employers and 8,360,010 residents. Jacksonville leads at 26,251.
What trade leads in Florida?
13,933 restaurants, ahead of 8,856 physicians' offices and 4,634 clothing stores.
What share of Florida's 270,579 employers are tiny?
64% have under five people. 19,707 have 20 to 49.
Do you work with businesses in Pompano Beach?
Yes. We shop applications from Pompano Beach businesses to funders that work in Florida. One application, offers side by side. Owners never pay us.
Do you work with businesses in Juno Beach?
Yes. We shop applications from Juno Beach businesses to funders that work in Florida. One application, offers side by side. Owners never pay us.
Can I apply for a merchant cash advance in Key West, Miami Shores or Sunny Isles Beach?
Yes. We work with business owners in Key West, Miami Shores and Sunny Isles Beach the way we do in larger Florida cities. One free application reaches several funders, you compare the offers, and owners never pay us.
Apply now. Applying won't affect your credit.
Want offers for your Florida business?
We're a nationwide broker headquartered in Los Angeles. Applying costs you nothing, and Afterfirst MCA charges you no fee. Call 877-FUND-654 with any question. We always talk with you before we shop your file.